Ramsey steps once they decide to be humble: 1) Save 1M sats for en emergency fund 2) Pay of all debt, sell the house to buy more sats 3) Stack sats until you have 3-6 months of expenses 4) Keep stacking until you have enough to borrow against for your kids' college 5) Stack more until you have enough #bitcoin for retirement 6) Rent instead of buying a house to keep skyrocketing insurance costs, property tax, and maintenance out of your life and maintain flexibility in case the local government wants to fuck around 7) Keep stacking and give. Maybe buy a house once property taxes are abolished in your jurisdiction of interest