Crazy that an auto loan is anywhere from 1/3 to 1/4 the interest rate of a personal loan. I could get a 5.5% auto loan to buy my fiance's car from her, have her give me that cash after the sale, buy #Bitcoin with it, then sell just enough btc to cover the monthly note each month for the next 5 years. If you think #Bitcoin will appreciate atleast 5.5% annually over the next 5 years, then its a winner.